Cheap Dental Coverage


Cheap Dental Coverage
Routine care is certainly important for healthy teeth, but trips to the dentist can prove to be very expensive without the appropriate coverage. Many individuals are unable to afford expensive dental insurance policies and the simple fact of the matter is that most insurers impose an incredible number of restrictions on their programs. Before simply deciding that cheap dental coverage is impossible to obtain, consumers need to learn a little bit more about cheap dental plans and how they differ from traditional dental insurance.
Rather than an insurance company paying for a portion of the dentist bill, a cheap full coverage dental insurance plan simply entitles the holder to a predetermined discount that a particular provider has agreed to offer. Many dentists are more apt to accept dental discount plans rather than insurance due to the fact that there are no lengthy claim forms or processes required. Simply being a member allows a consumer to obtain the dental care that they need without paying an arm and a leg for it.
Although traditional dental insurance can be very costly, the majority of the discount plans are quite affordable at a fraction of the cost. A membership fee is often all that is required and significant savings can be obtained by paying either quarterly or annually rather than every single month. Most major dental insurance policies have expensive monthly premiums and only cover a portion of allowed costs, but the discount plans require about the same amount of patient contribution without the expensive monthly fees.
Traditional insurance policies are very strict in what they will and won’t cover and many individuals are surprised to discover that their policy will not allow them to have most major procedures until a waiting period has passed. Discount plans not only have no waiting periods, but there also are no annual limits or specific restrictions. Some dental coverage options even include savings on orthodontic procedures and cosmetic services that are considered to be completely optional. Even major procedures and elective services such as dentures can be covered immediately by discount plans.
Good oral hygiene is necessary for an individual’s overall health and trips to the dentist are an important component of a treatment plan. Without having some type of dental coverage (even just a secondary plan), the costs can be nothing short of overwhelming. However, consumers can rest assured knowing that it is possible to find discount programs that will help make care much more affordable.


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  1. The “HEART” man – Dr Alvin Ng Chee Keong

    The founder of Jireh Heart Centre, Dr Alvin Ng Chee Keong, is no stranger to cardiac issues. His interest in cardiology began during his posting to the Cardiology department at Tan Tock Seng Hospital (Singapore) in mid-90s.

    Dr Alvin Ng feels that he has been privileged with the quality education and support he received, which included formal training in Cardiovascular Imaging at Cedars-Sinai Hospital (USA) in 2001, and later that year registered as a specialist in Cardiology in Singapore.

    In 2001, Dr Ng received the Ministry of Health, HMDP Award to receive formal training in Cardiovascular Imaging at Cedars-Sinai Hospital, USA with Prof Dan Berman. He gained experience in Cardiac SPECT, PET and CT imaging. Several research papers were authored and co-authored at the time, relevant to clinical practice.

    His typical day includes hospital visits, carrying out consultation works at his clinic, examining patients on “Stress Test”, ECG and/or Echocardiogram. He also does angiogram and angioplasty (stenting and/or ballooning) for his patients.

    Jireh Heart Centre is equipped with the necessary medical equipment / devices for necessary assessment of cardiac issues, which are only personally conducted by Dr Alvin Ng.

    In addition, Jireh Heart Centre is also an approved medical provider with many insurers, and provide various health screening packages starting from under $300.

    Dr Alvin Ng’s approach of providing holistic care to his patients is something that his patients truly appreciate.

    Despite his busy schedule, Dr Alvin Ng Chee Keong enjoys sharing his knowledge and experience with his students at Yong Loo Lin School of Medicine (National University of Singapore) in his capacity as Adjunct Assistant Professor.

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